I Survived Real Estate 2008 - Part 6

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How is I Survived Real Estate 2008 - Part 6

I Survived Real Estate 2008 - Part 6 Video Clips. Duration : 9.95 Mins.

We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Fha Interest Rates . I Survived Real Estate 2008 continues with Part 6. Bruce Norris introducing Philip Tirone who is author of the 7 Steps to a 720 Credit Score and President of the Mortgage Equity Group. Philip brings to the table experience from the lending and consumer side of the equations. Philip talks about people still wanting stated income and how much harder consumers are have to work to get financing. Banks are going after co-borrowers more aggressively and doing much more background checking. Philip discusses the issue of consumers that owe much more on their home as a similar home in the same neighborhood because of the market at the desire to buy the new one and foreclosure on the current home. Philip says that lenders are catching on to this practice and has revised lending policy accordingly. As of August 1st, if a consumer wants to buy a home in the same neighborhood, it needs to make logical sense that the consumer needs the new home due to extra bedroom, more space, etc. And if the consumer has less than 30% equity, the consumer cannot accept rental income on previous home and must have 6 months reserves. Philip discusses the top three lending strategies for investors. Many investors that have purchased for cash want to refinance. The best financing is available within the first 60 days. If buying in an LLC, Philip says a single member LLC will get an investor a better rate. Philip also says to go to portfolio lenders for loans. They dont have the limitations that Fannie ...

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