Va Home Loan Requirements

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The Va Home loan requirements make the loan one of the easiest loans to qualify for in the United States. The customary stipulation for qualifying for the Va loan is that you must have served in the Us soldiery for a full time period of four years. This is the acceptable tour of duty for some people, so it follows that if you served in the army, you pretty much qualify.

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One of the major Va loan benefits is that it's potential to get a home with no money down using a Va Home loan. In the current economic housing market, this is approximately one of the only loans now that will afford a man the opening to get a no money down home. Previously, there were many bad reputation lenders that would offer sub prime mortgages with no money down, but since the housing crash, this is no possible.

However, no money down home mortgages are potential to get with the Va home loan. The one stipulation for getting no money down home with a Va loan is that you have to have good credit. If you don't have good credit, you can still qualify for a Va loan, but you will have to put down a deposit on the home to get the loan.

Va loans traditionally have lower interest rates than other such loans - particularly the Fha home loan. If you have to select in the middle of the two loans, it's great to go with a Va home loan because of all the benefits it offers to home owners who can qualify for it

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